Perspectivas sobre a regulação financeira dos Estados Unidos em um contexto pós-crise / Perspectives about the US financial regulation in a post-crisis context
DOI:
https://doi.org/10.12957/rmi.2015.16554Keywords:
Dodd-Frank, Crise de 2008, Regulamentação FinanceiraAbstract
A Lei Dodd-Frank de 2010 é considerada a mais ambiciosa legislação direcionada ao setor financeiro dos EUA desde a Lei Glass-Steagal, mas existe o consenso de que a mudança ficou aquém daquilo que seria desejável. Este artigo lança uma análise do contexto histórico dos instrumentos criados para a regulamentação financeira dos EUA explicar o caráter apenas incremental da lei. O argumento é o de que a relativa fragilidade da lei Dodd-Frank é fruto tanto da força do lobby financeiro quanto do próprio contexto histórico-institucional no qual a indústria financeira tem suas preferências privilegiadas.
ABSTRACT
The Dodd-Frank Act of 2010 is considered the most ambitious piece of legislation directed to the US financial sector since the Glass-Steagal Act, but there is a consensus that the changes brought to the fore fell short of what was initially desired and many of the existing explanations for this fact resort to the force of the financial sector. Although the analyses that are centered in the actions of the financial industry are justifiable, considering its lobbying and mobilization power, they are incomplete. This article argues that the relative weakness of the Dodd-Frank Act and the downsizing process promoted by the financial industry must be positioned within the institutional path of financial regulation in the United States, which tends to privilege the financial sector and constrain institutional innovations capable of promoting structural changes.
Palavras-chave: Dodd-Frank; Crise de 2008; Regulamentação Financeira.
Keywords: Dodd-Frank; 2008 Crisis; Financial Regulation.
DOI: 10.12957/rmi.2015.16554
Recebido em 23 de Maio de 2015/ Aceito em 23 de Junho de 2015
Received on May 23, 2015 / Accepted on June 23, 2015
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