Interagir: pensando a extensão

You should understand what the credit card company is actually giving you with the low interest rate. The card that provides you with a zero percent interest rate is actually an introductory rate or teaser rate. This is the incentive for you to apply for the card and take advantage of the low rate. The credit company or bank is hoping that you will take out the card and begin to increase your balance and build on it every month. Then when the introductory rate is over, you will have a large balance and a new much higher interest rate. This could be financially devastating for some people who were not aware that it was coming.



Nearly all Americans assume that the Federal Reserve is just another government agency that sets our interest rates and watches out for the best interests of the American people. It is really a private banking cartel which is systematically undermining America's assets.

Leaders attend live events. They are there to ensure the well being of their companies and yours. They enjoy growing, learning and participating. Leaders love what they do. They are constantly looking for better, faster, newer ways to increase their income, personal development and relationships. The three percent leaders make sure they attend any event that will push their business to the next level.

If you need to apply for a new credit card with a 0 percent balance transfer offer, then research them first before you apply. You want the longest period at 0%, but almost more important is the purchase rate after that period ends. You want it to be reasonable. Depending on your credit score and payment history, you can expect to pay anywhere between 10%-20%. Obviously the lower the better, but it really depends on your credit. Also the credit card companies are much stricter now than they were before, so 12-14% isn't bad if you have decent, but not excellent credit.

Remember this extra $173,239 was not due to working harder, putting additional money into the account or because of some weird bank error. This additional money was just for finding a bank account with one additional percent interest per year.

Apple's first reaction to the complaints of the minuscule number of iPhone users was, "Do not hold the phone that way" and "Go buy a case." That is akin to the doctor telling the patient to stop doing whatever they are doing that makes them hurt. It does not really solve the underlying problem. It actually makes the person who is complaining feel unappreciated and dumb. In Apple's case it resulted in a backlash.

Although you can make a comfortable living as, say a doctor, your earnings are always capped- here's why: if we look closer we find that a Medical Doctor makes about 200k a year with his or her own practice (if they are any good), web page (http://www.mayanrocks.com) and in order to make 300k they must see more patients or raise their fees - but this has a limit too - Dr. Jones still needs to sleep and use the washroom, and if he charges exorbitantly, his clients will defect to Dr. Smith.

You should make a date every year in your diary. Think about if you are getting a good deal. Call other banks or home loan companies. Call your own bank and ask if they can put you on a better deal. At least then you would know if you are getting a good deal or not.